BILL vs Zoho Books

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Essentials	USD 49 monthly $ 49 user/ month	Seat · user/ month	Standalone · Fixed
Team	USD 65 monthly $ 65 user/ month	Seat · user/ month	Standalone · Fixed
Corporate Highlighted	USD 89 monthly $ 89 user/ month	Seat · user/ month	Standalone · Fixed
Enterprise	Contact sales Custom Pricing	Seat	Standalone · Contact sales
Spend & Expense	Free $ 0 user/ month	Seat · user/ month	Standalone · Free

Zoho Books

See full pricing history

USD · US · source: www.zoho.com

Plan	Pricing	Charged by	Offer type
Free	Free $ 0 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Free
Standard	USD 20 monthly · USD 15 / month with annual commitment $ 20 $ 15 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Fixed
Professional	USD 50 monthly · USD 40 / month with annual commitment $ 50 $ 40 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Fixed
Premium	USD 70 monthly · USD 60 / month with annual commitment $ 70 $ 60 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Fixed
Elite	USD 150 monthly · USD 120 / month with annual commitment $ 150 $ 120 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Fixed
Ultimate	USD 275 monthly · USD 240 / month with annual commitment $ 275 $ 240 Price/Org/Month Price/Org/Month Billed Annually	Flat · Price/Org/Month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Essentials

Accounts Payable Manually integrate with accounting software via CSV file import/export: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Set standard approval policies: Included
Accounts Payable Access 6 standard user roles: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Custom user roles: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Manually integrate with accounting software via CSV file import/export: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Automate payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Integrations QuickBooks Online, Pro, Premier: Via manual CSV import/export

Limited
Integrations Xero: Via manual CSV import/export

Limited
Integrations Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Excluded
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Team

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Access custom user roles: Included
Accounts Payable Set standard approval policies: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Procurement Set tolerance rules: Via Procurement add-on

Excluded
Procurement 2-way matching: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Corporate

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Connect with +4M vendors via the BILL network: Included
Accounts Payable Access unlimited document storage: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Set custom approval policies: Included
Accounts Payable Set custom user roles: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send single or recurring invoices: Included
Accounts Receivable Track payment status with ease: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Included
Procurement Create and send purchase orders: Included
Procurement Set tolerance rules: Included
Procurement 2-way matching: Included
Procurement Add unlimited Purchase Requesters for free: Included
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Enterprise

Highlights Includes all the features of the Corporate plan: Included
Integrations Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more: Included
Procurement Sync purchasing orders and automatic 2 and 3-way matching: Included
Extras Single Sign-On: Included
Extras Dual control: Included
Extras Multi-entity, multi-location accounting capabilities: Included
Extras API access: Included
Extras Priority support: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Payable Custom approval policies: Included
Accounts Payable Custom user roles: Included
Extras Premium phone support: Included

Spend & Expense

Product Features Get as many physical and virtual cards as you need: Included
Product Features Access budgets with proactive spend controls: Included
Product Features Activate AI-powered touchless expense management: Included
Product Features Manage spend and expense from the mobile app: Included
Product Features Unlock real-time transaction tracking: Included
Product Features Reimburse employees easily: Included
Product Features AI-powered receipt capture, matching, and transaction coding: Included
Product Features Integrate with apps you use everyday: Included
Product Features Earn flexible rewards: Included
Product Features Access API and developer resources: Included
What's included? Business Credit: $1000-$5M

Included
What's included? Spend Management: Included
What's included? Expense Management: Included

Zoho Books

Free

Highlights Create invoices, quotes, expenses & journals: Included
Highlights Receipt autoscans: 50 scans per month

Included
Highlights Sales receipts: Included
Highlights Manage vendors: Included
Highlights Mileage tracking: Included
Highlights Accept online payments: Included
Highlights Enable self-service customer portal: Included
Highlights Retention payments: Included
Highlights Automate payment reminders: Included
Highlights Bank reconciliation: Included
Highlights Setup recurring invoices: Included
Highlights W-9 management: Included
Highlights Track 1099 contractors: Included
Highlights Prepare and file 1099s: Included
Highlights P&L, Balance Sheet & 50+ Reports: Included
Highlights Users: 1 User + 1 Accountant

Included
Highlights Email Support: Included
Highlights Annual invoice limit: 1,000

Limited
Highlights Annual expenses limit: 1,000

Limited
Highlights Scheduled reports: 5

Limited
Highlights Revenue threshold: $50K

Limited

Standard

Highlights Everything in Free: Included
Highlights Progress invoicing: Included
Highlights Track sales tax and use tax: Included
Highlights E-File 1099-MISC & 1099-NEC: Included
Highlights Connect bank feeds: Included
Highlights Setup recurring expenses: Included
Highlights Enable transaction period locking: Included
Highlights Add custom fields: Included
Highlights Create custom reports: Included
Highlights Create journal templates: Included
Highlights API Access: Included
Highlights Users: 3 Users

Included
Highlights Email, Voice, and Chat Support: Included
Highlights Receipt autoscans: 200 scans per month

Included
Highlights Annual invoice limit: 5,000

Limited
Highlights Annual expenses limit: 5,000

Limited
Highlights Scheduled reports: 50

Limited

Professional

Highlights Everything in Standard: Included
Highlights Track sales and purchase orders: Included
Highlights Record multi-currency transactions: Included
Highlights Bill timesheets: Included
Highlights Project profitability: Included
Highlights Manage retainers: Included
Highlights Track inventory: Included
Highlights Create price lists: Included
Highlights Setup sales and purchase approvals: Included
Highlights Customize business workflows: Included
Highlights Collaborate with users (chat, voice, video and screen sharing): Included
Highlights Create custom user roles: Included
Highlights Users: 5 Users

Included
Highlights Email, Voice, and Chat Support: Included
Highlights Receipt autoscans: 200 scans per month

Included
Highlights Annual invoice limit: 10,000

Limited
Highlights Annual bills/expenses limit: 10,000

Limited
Highlights Scheduled reports: 200

Limited

Premium

Highlights Everything in Professional: Included
Highlights Revenue recognition - Basic: Included
Highlights Fixed asset management: Included
Highlights Profit Margin: Included
Highlights Manage budgets: Included
Highlights Cashflow forecasting: Included
Highlights Enable self-service vendor portal: Included
Highlights Set up custom domain: Included
Highlights Create business-specific custom modules: Included
Highlights Add custom button: Included
Highlights Create custom field validation rules: Included
Highlights Embed contextual web pages/apps: Included
Highlights Manage custom functions: Included
Highlights Users: 10 Users

Included
Highlights Email, Voice, and Chat Support: Included
Highlights Receipt autoscans: 1,000 scans per month

Included
Highlights Annual invoice limit: 25,000

Limited
Highlights Annual bills/expenses limit: 25,000

Limited
Highlights Scheduled reports: 200

Limited

Elite

Highlights Everything in Premium: Included
Highlights Revenue recognition - Advanced: Included
Highlights Dashboard customization: Included
Highlights Blueprints: Included
Highlights Advanced Inventory Control: Included
Highlights Manage warehouses: Included
Highlights Composite items: Included
Highlights Track serial numbers: Included
Highlights Batch tracking: Included
Highlights Print shipping label: Included
Highlights Track shipments: Included
Highlights Connect online sales channels (Etsy, eBay, Amazon): Included
Highlights Integrate Shopify stores: Up to 2

Included
Highlights Track bin locations: Included
Highlights Users: 10 Users

Included
Highlights Email, Voice, and Chat Support: Included
Highlights Receipt autoscans: 1,000 scans per month

Included
Highlights Annual invoice limit: 100,000

Limited
Highlights Annual bills/expenses limit: 100,000

Limited
Highlights Scheduled reports: 200

Limited
Highlights Asynchronous report export records: 1,000,000

Limited

Ultimate

Highlights Everything in Elite: Included
Highlights Advanced analytics: Included
Highlights 50+ Pre-built data visualization: Included
Highlights Add and track KPIs for your business: Included
Highlights Analyze along with other data sources (with Zoho Analytics add-on): Included
Highlights Collaboratively create reports with colleagues: Included
Highlights Embed reports in web sites/applications: Included
Highlights Records/Rows: 3 Million

Included
Highlights Users: 15 Users

Included
Highlights Email, Voice, and Chat Support: Included
Highlights Receipt autoscans: 1,000 scans per month

Included
Highlights Annual invoice limit: 100,000

Limited
Highlights Annual bills/expenses limit: 100,000

Limited
Highlights Scheduled reports: 200

Limited
Highlights Asynchronous report export records: 1,000,000

Limited

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

BILL

September 21, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 31, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 27, 2026
Official pricing page
- Spend & Expense — standard: Free

Zoho Books

September 21, 2026
Official pricing page
- Free: Free
- Standard: USD 20 monthly · USD 15 / month with annual commitment
- Professional: USD 50 monthly · USD 40 / month with annual commitment
- Premium: USD 70 monthly · USD 60 / month with annual commitment
- Elite: USD 150 monthly · USD 120 / month with annual commitment
- Ultimate: USD 275 monthly · USD 240 / month with annual commitment
August 27, 2026
Official pricing page
- Free: Free
- Standard: USD 20 monthly · USD 15 / month with annual commitment
- Professional: USD 50 monthly · USD 40 / month with annual commitment
- Premium: USD 70 monthly · USD 60 / month with annual commitment
- Elite: USD 150 monthly · USD 120 / month with annual commitment
- Ultimate: USD 275 monthly · USD 240 / month with annual commitment