BILL vs Zoho Books

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Spend & Expense — standard	Free $0 user/ month	Unit · user/ month	Standalone · Free

Zoho Books

See full pricing history

USD · US · source: www.zoho.com

Plan	Pricing	Charged by	Offer type
Free	Free $0 / free	Flat · per month	Standalone · Free
Standard	USD 20 monthly · USD 15 / month with annual commitment $20/month or $15/month billed annually	Flat · per month	Standalone · Fixed
Professional	USD 50 monthly · USD 40 / month with annual commitment $50/month or $40/month billed annually	Flat · per month	Standalone · Fixed
Premium	USD 70 monthly · USD 60 / month with annual commitment $70/month or $60/month billed annually	Flat · per month	Standalone · Fixed
Elite	USD 150 monthly · USD 120 / month with annual commitment $150/month or $120/month billed annually	Flat · per month	Standalone · Fixed
Ultimate	USD 275 monthly · USD 240 / month with annual commitment $275/month or $240/month billed annually	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Spend & Expense — standard

Highlights Access credit lines from $1000-$5M: Included
Highlights Get as many physical and virtual cards as you need: Included
Highlights Access budgets with proactive spend controls: Included
Highlights Activate AI-powered touchless expense management: Included
Highlights Manage spend and expense from the mobile app: Included
Highlights Unlock real-time transaction tracking: Included
Highlights Reimburse employees easily: Included
Highlights AI-powered receipt capture, matching, and transaction coding: Included
Highlights Integrate with apps you use everyday: Included
Highlights Earn flexible rewards: Included
Highlights Access API and developer resources: Included

Zoho Books

Free

Plan card Users: 1 plus accountant

Included
Plan card Invoices: 1,000 annually

Included
Plan card Bank reconciliation: Included

Standard

Plan card Users: 3

Included
Plan card Bank feeds: Included
Plan card Custom reports: Included

Professional

Plan card Users: 5

Included
Plan card Inventory: Included
Plan card Project profitability: Included

Premium

Plan card Users: 10

Included
Plan card Budgets: Included
Plan card Custom modules: Included

Elite

Plan card Advanced inventory: Included
Plan card Warehouses: Included
Plan card Sales channels: Included

Ultimate

Plan card Advanced analytics: Included
Plan card Business KPIs: Included
Plan card Analytics rows: 3 million

Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

BILL

August 27, 2026 Source
- Spend & Expense — standard: Free

Zoho Books

August 27, 2026 Source
- Free: Free
- Standard: USD 20 monthly · USD 15 / month with annual commitment
- Professional: USD 50 monthly · USD 40 / month with annual commitment
- Premium: USD 70 monthly · USD 60 / month with annual commitment
- Elite: USD 150 monthly · USD 120 / month with annual commitment
- Ultimate: USD 275 monthly · USD 240 / month with annual commitment