BILL vs Melio

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Spend & Expense — standard	Free $0 user/ month	Unit · user/ month	Standalone · Free

Melio

See full pricing history

USD · US · source: melio.com

Plan	Pricing	Charged by	Offer type
Go — Free plan	Free $0 /free forever Limited to one user	Flat · Limited to one user	Standalone · Free

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Spend & Expense — standard

Highlights Access credit lines from $1000-$5M: Included
Highlights Get as many physical and virtual cards as you need: Included
Highlights Access budgets with proactive spend controls: Included
Highlights Activate AI-powered touchless expense management: Included
Highlights Manage spend and expense from the mobile app: Included
Highlights Unlock real-time transaction tracking: Included
Highlights Reimburse employees easily: Included
Highlights AI-powered receipt capture, matching, and transaction coding: Included
Highlights Integrate with apps you use everyday: Included
Highlights Earn flexible rewards: Included
Highlights Access API and developer resources: Included

Melio

Go — Free plan

Highlights ACH payments: 5

Included
Highlights Pay by ACH, wire, or check: Included
Highlights Fast/Instant payments: Included
Highlights Set auto-pay: Included
Highlights Pay any bill by card: Included
Highlights AI bill capture: Included
Highlights Dedicated bills inbox: Included
Highlights Pay internationally: Included
Highlights Expense management: Included
Highlights Free AR & Invoicing: Included
Highlights Integrations: Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

BILL

August 27, 2026 Source
- Spend & Expense — standard: Free

Melio

August 27, 2026 Source
- Go — Free plan: Free