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Melio pricing

Melio is a payment platform designed for businesses to pay vendors, contractors, and bills, send invoices, receive payments online, and manage expenses. It supports payment by credit card, ACH bank transfers, international payments, and offers features like fast payments, pay over time, AI-powered bill capture and approval workflows. It integrates with accounting software such as QuickBooks, Xero, and NetSuite, and provides tools for tax form management, team roles, and mobile app access. Melio targets small to midsize businesses, multi-entity organizations, and accounting firms, offering free and paid subscription plans with varying features and payment limits.

Region
US
Source currency
USD
Audiences
Small business and Mid-market

Plans and public prices

Canonical pricing source
Plan Pricing Charged by Offer type
Go — Free plan
Free

$0 /free forever Limited to one user

 Flat · Limited to one user Standalone · Free

What each plan includes

Feature names follow Melio’s own pricing page. Check the wording before treating features from different vendors as like-for-like.

Go — Free plan

Highlights

ACH payments

5 — Free ACH payments per month

Included
Pay by ACH, wire, or check
Included
Fast/Instant payments
Included
Set auto-pay
Included
Pay any bill by card

Pay vendors with your credit/debit card, even where cards are not accepted. Subject to card network limitations.

Included
AI bill capture
Included
Dedicated bills inbox
Included
Pay internationally

Pay in USD or local currencies.

Included
Expense management
Included
Free AR & Invoicing

Create invoices, get paid by card or bank, create payment links

Included
Integrations

Up to 10 QuickBooks/Xero syncs

Included

How pricing changed

We check this pricing page weekly and record the changes we observe. An older date can simply mean the public page has not changed.

Observed Plans and prices Source wording Source
  • Go — Free plan: Free
  • $0 /free forever Limited to one user
 Pricing page

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