QuickBooks Online vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

QuickBooks Online

See full pricing history

USD · US · source: quickbooks.intuit.com

Plan	Pricing	Charged by	Offer type
Simple Start	USD 38 monthly $38 $19 / mo 50% off for 3 months*	Flat · / mo	Standalone · Fixed
Essentials	USD 85 monthly $85 $42.50 / mo 50% off for 3 months*	Flat · / mo	Standalone · Fixed
Plus Highlighted	USD 140 monthly $140 $70 / mo 50% off for 3 months*	Flat · / mo	Standalone · Fixed
Advanced	USD 340 monthly $340 $170 / mo 50% off for 3 months*	Flat · / mo	Standalone · Fixed

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early	USD 25 monthly $2.50 per month for the first 6 months Then $25 per month	Flat · per month	Standalone · Fixed
Growing	USD 55 monthly $5.50 per month for the first 6 months Then $55 per month	Flat · per month	Standalone · Fixed
Established Highlighted	USD 90 monthly $9 per month for the first 6 months Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

QuickBooks Online

Simple Start

Highlights Users: 1

Included
Highlights Accountant access: 2 accountants

Included
Top features Intuit Intelligence: Included
Top features Expert-guided setup and onboarding: Included
Top features AI Chat for instant insights: Limited
Top features Categorizes expenses: Included
Top features Maximizes tax deductions: Included
Highlights Run general business reports: Included
Highlights Automated bookkeeping: Included
Highlights Invoice and get paid: Included
Highlights Automate bill pay with free ACH: Included

Essentials

Highlights Users: 3

Included
Highlights Accountant access: 2 accountants

Included
Highlights Everything in Simple Start: Included
Top features Cleans up your books with Accounting AI: Included
Top features Gets you paid faster with Payments AI: Included
Highlights Run enhanced reports: Included
Highlights Add employee time to invoices: Included
Highlights Get customer referrals, feedback, and work requests: Included
Highlights Collect leads from a custom form on your website: Included
Highlights Link your calendar and let customers schedule meetings with you directly: Included

Plus

Highlights Users: 5

Included
Highlights Accountant access: 2 accountants

Included
Highlights Everything in Essentials: Included
Top features Reconciles your books: Included
Top features Surfaces profit & loss insights: Included
Top features Finds and fixes anomalies: Included
Top features Catches discrepancies before filing with Sales Tax AI: Included
Top features Sources leads and helps with follow-up with Customer AI: Included
Highlights Run comprehensive reports: Included
Highlights Plan budgets: Included
Highlights Track project profitability: Included
Highlights Track and manage inventory: Included
Highlights Track classes and locations: 40

Included

Advanced

Highlights Users: 25

Included
Highlights Accountant access: 3 accountants

Included
Highlights Everything in Plus: Included
Top features Auto-creates projects and allocates costs with Project Management AI: Included
Top features Gives tailored financial insights with Finance AI: Included
Top features Customize dashboards with personalized KPIs and metrics: Included
Top features Track performance with unlimited classes, locations, and custom KPIs: unlimited

Included
Highlights Build custom management-ready reports: Included
Highlights Automate workflows: Included
Highlights Sync data with Excel: Included
Highlights Customize user permissions and access: Included
Highlights Forecast cash flow and profit: Included
Highlights Batch invoices and expenses: Included
Highlights Backup and restore your data: Included
Highlights Get priority support and training: Included
Highlights Track classes and locations: unlimited

Included

Xero

Early

Features Send quotes and invoices: Send quotes and 20 invoices

Limited
Features Accept online invoice payments: Included
Features Bills: 5 bills

Limited
Features Reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Basic

Limited
Features Forecast cash flow: 30 day forecast

Limited
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Budgets: 3 budgets

Limited

Growing

Features Send invoices and quotes: Included
Features Accept online invoice payments: Included
Features Automate bill entry and track bills: Included
Features Auto-reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Included
Features Forecast cash flow: 60 day forecast

Included
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Customize performance dashboards: Included
Features Tailored financial health scorecards: Included
Features Budget with smart suggestions: Included

Established

Features Send invoices and quotes: Included
Features Accept online invoice payments: Included
Features Automate bill entry and track bills: Included
Features Auto-reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Included
Features Forecast cash flow: 180 day forecast

Included
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Customize performance dashboards: Included
Features Tailored financial health scorecards: Included
Features Analyze KPIs and ratios: Included
Features Budget with smart suggestions: Included
Features Use multiple currencies: Included
Features Track time and costs for projects: Included
Features Employee expense and mileage claims: Included
Features Benchmark against the industry: Included
Features Make online bill payments (International): Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

QuickBooks Online

September 21, 2026
Official pricing page
- Simple Start: USD 38 monthly
- Essentials: USD 85 monthly
- Plus: USD 140 monthly
- Advanced: USD 340 monthly
August 27, 2026
Official pricing page
- Simple Start: USD 38 monthly
- Essentials: USD 85 monthly
- Plus: USD 140 monthly
- Advanced: USD 340 monthly

Xero

September 21, 2026
Official pricing page
- Early: USD 25 monthly
- Growing: USD 55 monthly
- Established: USD 90 monthly
August 27, 2026
Official pricing page
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment