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Xero pricing

Xero is cloud-based accounting software designed for small to medium-sized businesses and accountants. It offers features including invoicing, online payments, bill payment, purchase orders, expense tracking, bank reconciliation, payroll integration, project tracking, and financial reporting. The platform includes AI-powered automation (JAX) to streamline routine accounting tasks and provides real-time financial insights. Xero integrates with over 1,000 business apps and supports various industries such as construction, retail, real estate, and non-profits. It offers tiered subscription plans with a free trial and public pricing.

Region
US
Source currency
USD
Audiences
Small business and Mid-market

Plans and public prices

Canonical pricing source
Plan Pricing Charged by Offer type
Early — default
USD 25 monthly · USD 25 / month with annual commitment

Then $25 per month

 Flat · per month Standalone · Fixed
Growing — default
USD 55 monthly · USD 55 / month with annual commitment

Then $55 per month

 Flat · per month Standalone · Fixed
Established — default Highlighted
USD 90 monthly · USD 90 / month with annual commitment

Then $90 per month

 Flat · per month Standalone · Fixed

What each plan includes

Feature names follow Xero’s own pricing page. Check the wording before treating features from different vendors as like-for-like.

Early — default

Highlights

Send quotes and 20 invoices†
Included
Accept online invoice payments^
Included
5 bills
Included
Reconcile bank transactions
Included
Smart Document Capture
Included
View real-time reports
Included
W-9 + 1099 management
Included
Sales tax
Included
Visualize performance with basic graphs
Included
30 day cash flow forecast
Included
Make online bill payments (Domestic - Free ACH)
Included
Make online bill payments (Cross Border)
Included

Growing — default

Highlights

Everything in Early, plus:
Included
Send invoices and quotes
Included
Automate bill entry and track bills
Included
Auto-reconcile bank transactions
Included
Visualize performance with graphs
Included
60 day cash flow forecast
Included
Customize performance dashboards
Included
Tailored financial health scorecards
Included

Established — default

Highlights

Everything in Growing, plus:
Included
180 day cash flow forecast
Included
Analyze KPIs and ratios
Included
Use multiple currencies
Included
Track time and costs for projects
Included
Employee expense and mileage claims
Included
Benchmark against the industry
Included
Make online bill payments (International)
Included

How pricing changed

We check this pricing page weekly and record the changes we observe. An older date can simply mean the public page has not changed.

Observed Plans and prices Source wording Source
  • Early — default: USD 25 monthly · USD 25 / month with annual commitment
  • Growing — default: USD 55 monthly · USD 55 / month with annual commitment
  • Established — default: USD 90 monthly · USD 90 / month with annual commitment
  • Then $25 per month
  • Then $55 per month
  • Then $90 per month
 Pricing page

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