HISAB 360 vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

HISAB 360

See full pricing history

USD · US · source: hisab360.net

Plan	Pricing	Charged by	Offer type
Own AI	USD 7 monthly You bring the AI Own AI Sign in with your own AI account. $7 /month billed monthly · cancel anytime Sign in with your own Anthropic or OpenAI account Private — AI usage stays on your account, billed by them No AI markup from HISAB, ever All features + updates	Flat · per month	Standalone · Fixed
HISAB AI Basic	USD 10 monthly AI HISAB AI Basic Zero setup — the AI is built in, ready on install. $10 /month billed monthly · cancel anytime 500 credits every month — ≈ 250 typical questions Zero setup — no AI accounts or API keys to create Full HISAB AI model lineup — Smart, Pro, Swift,	Flat · per month	Standalone · Fixed
HISAB AI Plus	USD 20 monthly es the AI HISAB AI Plus More than double the credits for heavier use. $20 /month billed monthly · cancel anytime 1,200 credits every month — ≈ 600 typical questions Zero setup — no AI accounts or API keys to create Full HISAB AI model lineup — Smart, Pro, Swif	Flat · per month	Standalone · Fixed

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early — default	USD 25 monthly · USD 25 / month with annual commitment Then $25 per month	Flat · per month	Standalone · Fixed
Growing — default	USD 55 monthly · USD 55 / month with annual commitment Then $55 per month	Flat · per month	Standalone · Fixed
Established — default Highlighted	USD 90 monthly · USD 90 / month with annual commitment Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

HISAB 360

Own AI

Plan card Sign in with your own Anthropic or OpenAI account: Included
Plan card Private — AI usage stays on your account, billed by them: Included
Plan card No AI markup from HISAB, ever: Included
Plan card All features + updates — ERP read and write-back, Python, automations, advanced modules: Included
Plan card One license, one user: Included

HISAB AI Basic

Plan card 500 credits every month — ≈ 250 typical questions: Included
Plan card Zero setup — no AI accounts or API keys to create: Included
Plan card Full HISAB AI model lineup — Smart, Pro, Swift, Genius: Included
Plan card All features — ERP write-back, Python, automations, advanced modules: Included
Plan card Top-up packs anytime — they never expire: Included
Plan card Priority support: Included

HISAB AI Plus

Plan card 1,200 credits every month — ≈ 600 typical questions: Included
Plan card Zero setup — no AI accounts or API keys to create: Included
Plan card Full HISAB AI model lineup — Smart, Pro, Swift, Genius: Included
Plan card All features — ERP write-back, Python, automations, advanced modules: Included
Plan card Top-up packs anytime — they never expire: Included
Plan card Priority support: Included

Xero

Early — default

Highlights Send quotes and 20 invoices†: Included
Highlights Accept online invoice payments^: Included
Highlights 5 bills: Included
Highlights Reconcile bank transactions: Included
Highlights Smart Document Capture: Included
Highlights View real-time reports: Included
Highlights W-9 + 1099 management: Included
Highlights Sales tax: Included
Highlights Visualize performance with basic graphs: Included
Highlights 30 day cash flow forecast: Included
Highlights Make online bill payments (Domestic - Free ACH): Included
Highlights Make online bill payments (Cross Border): Included

Growing — default

Highlights Everything in Early, plus:: Included
Highlights Send invoices and quotes: Included
Highlights Automate bill entry and track bills: Included
Highlights Auto-reconcile bank transactions: Included
Highlights Visualize performance with graphs: Included
Highlights 60 day cash flow forecast: Included
Highlights Customize performance dashboards: Included
Highlights Tailored financial health scorecards: Included

Established — default

Highlights Everything in Growing, plus:: Included
Highlights 180 day cash flow forecast: Included
Highlights Analyze KPIs and ratios: Included
Highlights Use multiple currencies: Included
Highlights Track time and costs for projects: Included
Highlights Employee expense and mileage claims: Included
Highlights Benchmark against the industry: Included
Highlights Make online bill payments (International): Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

HISAB 360

August 27, 2026 Source
- Own AI: USD 7 monthly
- HISAB AI Basic: USD 10 monthly
- HISAB AI Plus: USD 20 monthly

Xero

August 27, 2026 Source
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment