HISAB 360 vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

HISAB 360

See full pricing history

USD · US · source: hisab360.net

Plan	Pricing	Charged by	Offer type
Own AI	USD 7 monthly · USD 5 / month with annual commitment $7 /month billed monthly · cancel anytime. $7/month (or $60/year). Or own it forever — $199 one-time	Seat · one user	Standalone · Fixed
HISAB AI Basic	USD 10 monthly · USD 8 / month with annual commitment $10 /month billed monthly · cancel anytime. Annual HISAB AI plans are 20% off — Basic is $96/year.	Seat · one user	Standalone · Fixed
HISAB AI Plus Highlighted	USD 20 monthly · USD 16 / month with annual commitment $20 /month billed monthly · cancel anytime. Annual HISAB AI plans are 20% off — Plus is $192/year.	Seat · one user	Standalone · Fixed
Team	Contact sales Need seats for a whole team? Contact us — we'll set you up.	Seat · seats for a whole team	Standalone · Contact sales

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early	USD 25 monthly $2.50 per month for the first 6 months Then $25 per month	Flat · per month	Standalone · Fixed
Growing	USD 55 monthly $5.50 per month for the first 6 months Then $55 per month	Flat · per month	Standalone · Fixed
Established Highlighted	USD 90 monthly $9 per month for the first 6 months Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

HISAB 360

Own AI

Highlights Sign in with your own Anthropic or OpenAI account: Included
Highlights No AI markup from HISAB, ever: Included
Highlights Credits: Included
Highlights All features + updates: Included
Highlights One license, one user: 1

Included

HISAB AI Basic

Highlights 500 credits every month: 500/month

Included
Highlights Zero setup: Included
Highlights Full HISAB AI model lineup: Included
Highlights All features: Included
Highlights Top-up packs anytime: Included
Highlights Priority support: Included

HISAB AI Plus

Highlights 1,200 credits every month: 1200/month

Included
Highlights Zero setup: Included
Highlights Full HISAB AI model lineup: Included
Highlights All features: Included
Highlights Top-up packs anytime: Included
Highlights Priority support: Included

Team

Xero

Early

Features Send quotes and invoices: Send quotes and 20 invoices

Limited
Features Accept online invoice payments: Included
Features Bills: 5 bills

Limited
Features Reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Basic

Limited
Features Forecast cash flow: 30 day forecast

Limited
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Budgets: 3 budgets

Limited

Growing

Features Send invoices and quotes: Included
Features Accept online invoice payments: Included
Features Automate bill entry and track bills: Included
Features Auto-reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Included
Features Forecast cash flow: 60 day forecast

Included
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Customize performance dashboards: Included
Features Tailored financial health scorecards: Included
Features Budget with smart suggestions: Included

Established

Features Send invoices and quotes: Included
Features Accept online invoice payments: Included
Features Automate bill entry and track bills: Included
Features Auto-reconcile bank transactions: Included
Features Smart Document Capture: Included
Features View real-time reports: Included
Features W-9 + 1099 management: Included
Features Sales tax: Included
Features Visualize performance with graphs: Included
Features Forecast cash flow: 180 day forecast

Included
Features Make online bill payments (Domestic): Free ACH

Included
Features Make online bill payments (Cross Border): Optional

Limited
Features Customize performance dashboards: Included
Features Tailored financial health scorecards: Included
Features Analyze KPIs and ratios: Included
Features Budget with smart suggestions: Included
Features Use multiple currencies: Included
Features Track time and costs for projects: Included
Features Employee expense and mileage claims: Included
Features Benchmark against the industry: Included
Features Make online bill payments (International): Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

HISAB 360

September 21, 2026
Official pricing page
- Own AI: USD 7 monthly · USD 5 / month with annual commitment
- HISAB AI Basic: USD 10 monthly · USD 8 / month with annual commitment
- HISAB AI Plus: USD 20 monthly · USD 16 / month with annual commitment
- Team: Contact sales
August 27, 2026
Official pricing page
- Own AI: USD 7 monthly
- HISAB AI Basic: USD 10 monthly
- HISAB AI Plus: USD 20 monthly

Xero

September 21, 2026
Official pricing page
- Early: USD 25 monthly
- Growing: USD 55 monthly
- Established: USD 90 monthly
August 27, 2026
Official pricing page
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment