FreshBooks vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

FreshBooks

See full pricing history

USD · US · source: www.freshbooks.com

Plan	Pricing	Charged by	Offer type
Lite — standard	USD 23 monthly · USD 23 / month with annual commitment $23.00 USD/mo	Flat · USD/mo	Standalone · Fixed
Plus — standard Highlighted	USD 43 monthly · USD 43 / month with annual commitment $43.00 USD/mo	Flat · USD/mo	Standalone · Fixed
Premium — standard	USD 70 monthly · USD 70 / month with annual commitment $70.00 USD/mo	Flat · USD/mo	Standalone · Fixed

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early — default	USD 25 monthly · USD 25 / month with annual commitment Then $25 per month	Flat · per month	Standalone · Fixed
Growing — default	USD 55 monthly · USD 55 / month with annual commitment Then $55 per month	Flat · per month	Standalone · Fixed
Established — default Highlighted	USD 90 monthly · USD 90 / month with annual commitment Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

FreshBooks

Lite — standard

Highlights Send invoices: 5 clients

Included
Highlights Track expenses: Included
Highlights Create and send estimates: Included
Highlights Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Highlights Generate tax-time reports: Included

Plus — standard

Highlights Send invoices: 50 clients

Included
Highlights Track expenses: Included
Highlights Create estimates, proposals, and client retainers: Included
Highlights Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Highlights Generate tax-time reports: Included
Highlights Run financial and accounting reports: Included
Highlights Expense receipt scanning: Included
Highlights Give your accountant access: Included

Premium — standard

Highlights Send invoices: unlimited clients

Included
Highlights Track expenses: Included
Highlights Create estimates, proposals, and client retainers: Included
Highlights Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Highlights Generate tax-time reports: Included
Highlights Run financial and accounting reports: Included
Highlights Bill receipt scanning with the ability to add line items: Included
Highlights Give your accountant access: Included
Highlights Check project profitability: Included
Highlights Customize your email templates: Included

Xero

Early — default

Highlights Send quotes and 20 invoices†: Included
Highlights Accept online invoice payments^: Included
Highlights 5 bills: Included
Highlights Reconcile bank transactions: Included
Highlights Smart Document Capture: Included
Highlights View real-time reports: Included
Highlights W-9 + 1099 management: Included
Highlights Sales tax: Included
Highlights Visualize performance with basic graphs: Included
Highlights 30 day cash flow forecast: Included
Highlights Make online bill payments (Domestic - Free ACH): Included
Highlights Make online bill payments (Cross Border): Included

Growing — default

Highlights Everything in Early, plus:: Included
Highlights Send invoices and quotes: Included
Highlights Automate bill entry and track bills: Included
Highlights Auto-reconcile bank transactions: Included
Highlights Visualize performance with graphs: Included
Highlights 60 day cash flow forecast: Included
Highlights Customize performance dashboards: Included
Highlights Tailored financial health scorecards: Included

Established — default

Highlights Everything in Growing, plus:: Included
Highlights 180 day cash flow forecast: Included
Highlights Analyze KPIs and ratios: Included
Highlights Use multiple currencies: Included
Highlights Track time and costs for projects: Included
Highlights Employee expense and mileage claims: Included
Highlights Benchmark against the industry: Included
Highlights Make online bill payments (International): Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

FreshBooks

August 27, 2026 Source
- Lite — standard: USD 23 monthly · USD 23 / month with annual commitment
- Plus — standard: USD 43 monthly · USD 43 / month with annual commitment
- Premium — standard: USD 70 monthly · USD 70 / month with annual commitment

Xero

August 27, 2026 Source
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment