Financial Cents vs Paymo

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Financial Cents

See full pricing history

USD · US · source: financial-cents.com

Plan	Pricing	Charged by	Offer type
Solo	USD 19 / month with annual commitment $19 /month Billed annually	Flat	Standalone · Fixed
Team	USD 69 monthly · USD 49 / month with annual commitment $49 /month (per user) Billed annually ($69 /month (per user) Annual agreement Billed monthly)	Seat · per user	Standalone · Fixed
Scale Highlighted	USD 89 monthly · USD 69 / month with annual commitment $69 /month (per user) Billed annually ($89 /month (per user) Annual agreement Billed monthly)	Seat · per user	Standalone · Fixed
Enterprise	Contact sales Custom	Other	Standalone · Contact sales

Paymo

See full pricing history

USD · US · source: www.paymoapp.com

Plan	Pricing	Charged by	Offer type
Free	Free $0/month	Flat · per month	Standalone · Free
Solo	USD 9.9 monthly $5.90/month for the first 3 months, then $9.90/month	Flat · per month after introductory period	Standalone · Fixed
Plus Highlighted	USD 15.9 monthly $10.90/user/month for the first 3 months, then $15.90	Seat · per user per month after introductory period	Standalone · Fixed
Pro	USD 23.9 monthly $16.90/user/month for the first 3 months, then $23.90	Seat · per user per month after introductory period	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Financial Cents

Solo

Highlights Workflow and to-do lists: Included
Highlights Workflow automations: Included
Highlights Client tasks & requests: Included
Highlights Client portal: Included
Highlights Secure file sharing: Included
Highlights Document management: Included
Highlights Client CRM & database: Included
Highlights Time tracking: Included
Highlights Invoicing & billing: Included
Highlights Proposals & engagement letters: Included
Highlights QuickBooks Online Integration: Included
Highlights Budgeting & reporting: Included
Highlights E-signatures: Included
Highlights AI Features: Included
Highlights Lock files behind an invoice: Included
Highlights Project based billing: Included
Highlights Retainers: Included
Workflow & Task Management Work tags / statuses: 5

Limited

Team

Highlights Workflow and to-do lists: Included
Highlights Workflow automations: Included
Highlights Client tasks & requests: Included
Highlights Client portal: Included
Highlights Secure file sharing: Included
Highlights Document management: Included
Highlights Client CRM & database: Included
Highlights Time tracking: Included
Highlights Invoicing & billing: Included
Highlights Proposals & engagement letters: Included
Highlights QuickBooks Online Integration: Included
Highlights Budgeting & reporting: Included
Highlights E-signatures: Included
Highlights AI Features: Included
Highlights Lock files behind an invoice: Included
Highlights Project based billing: Included
Highlights Retainers: Included
Highlights Integrated email: Included
Highlights Unlimited tags, client groups, and custom fields: Included
Workflow & Task Management Work tags / statuses: Unlimited

Included

Scale

Highlights Auto-follow ups for client tasks: Included
Highlights Customize client task emails: Included
Highlights Task dependencies: Included
Highlights Auto-send email updates: Included
Highlights Auto-create work: Included
Highlights Optional upsell services in proposals: Included
Highlights SmartVault Integration: Included
Highlights Zapier (5,000+ Integrations): Included
Highlights Open API: Included
Highlights Branded client portal: Included
Highlights Shared email Inbox: Included
Highlights Multiple email integrations per user: Included
Highlights Profitability reports: Included
Highlights OneDrive & Google Drive two-way sync: Included
Highlights Tax Integrations: Drake, UltraTax, ProConnect, ProSeries, CCH Axcess: Included
Highlights Proposal packages: Included
Workflow & Task Management Work tags / statuses: Unlimited

Included

Enterprise

Advanced Security IP Fencing/IP Whitelisting: Included
Advanced Security Mandatory 2FA Option: Included
Advanced Security Custom user permissions: Included
Advanced Security Webhooks: Included
Highlights Priority support: Included
Highlights Premium training & onboarding: Included
Highlights Dedicated customer success manager: Included

Paymo

Free

Plan card User: 1

Included
Plan card Projects: 2

Included
Plan card Unlimited tasks: Included
Plan card Unlimited time tracking: Included
Plan card Unlimited invoices: Included

Solo

Plan card User: 1

Included
Plan card Projects: 5

Included
Plan card Clients: 3

Included
Plan card Kanban and calendar views: Included
Plan card Guest access: Included

Plus

Plan card Recurring tasks: Included
Plan card Project templates: Included
Plan card Timesheet reports: Included
Plan card Recurring invoices: Included
Plan card Integrations and API: Included

Pro

Plan card Gantt chart: Included
Plan card Task dependencies: Included
Plan card Portfolio Gantt: Included
Plan card Workload scheduling: Included
Plan card Timesheet approvals: Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

Financial Cents

September 21, 2026
Official pricing page
- Solo: USD 19 / month with annual commitment
- Team: USD 69 monthly · USD 49 / month with annual commitment
- Scale: USD 89 monthly · USD 69 / month with annual commitment
- Enterprise: Contact sales
August 27, 2026
Official pricing page
- Solo — annual: USD 19 monthly · USD 19 / month with annual commitment
- Team — annual: USD 49 monthly · USD 49 / month with annual commitment
- Scale — annual: USD 69 monthly · USD 69 / month with annual commitment

Paymo

August 27, 2026
Official pricing page
- Free: Free
- Solo: USD 9.9 monthly
- Plus: USD 15.9 monthly
- Pro: USD 23.9 monthly