Clear Books vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Clear Books

See full pricing history

GBP · US · source: www.clearbooks.co.uk

Plan	Pricing	Charged by	Offer type
Sole Trader Free	Free Free forever	Flat · per month	Standalone · Free
Sole Trader	GBP 5 monthly £5/month plus VAT	Flat · per month	Standalone · Fixed
Sole Trader Plus	GBP 15 monthly £15/month plus VAT	Flat · per month	Standalone · Fixed
Property Free	Free Free forever	Flat · per month	Standalone · Free
Property	GBP 5 monthly £5/month plus VAT	Flat · per month	Standalone · Fixed
Foreign Property Free	Free Free forever	Flat · per month	Standalone · Free
Foreign Property	GBP 5 monthly £5/month plus VAT	Flat · per month	Standalone · Fixed
Small	GBP 16 monthly · GBP 14.4 / month with annual commitment £16 monthly or £14.40/month billed yearly	Flat · per month	Standalone · Fixed
Medium Highlighted	GBP 34 monthly · GBP 30.6 / month with annual commitment £34 monthly or £30.60/month billed yearly	Flat · per month	Standalone · Fixed
Large	GBP 44 monthly · GBP 39.6 / month with annual commitment £44 monthly or £39.60/month billed yearly	Flat · per month	Standalone · Fixed

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early — default	USD 25 monthly · USD 25 / month with annual commitment Then $25 per month	Flat · per month	Standalone · Fixed
Growing — default	USD 55 monthly · USD 55 / month with annual commitment Then $55 per month	Flat · per month	Standalone · Fixed
Established — default Highlighted	USD 90 monthly · USD 90 / month with annual commitment Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Clear Books

Sole Trader Free

Plan card MTD Income Tax updates: Included
Plan card Income and expense records: Included
Plan card Basic reports: Included

Sole Trader

Plan card Bank feeds: Included
Plan card Invoice creation: Included
Plan card Unlimited users: Included

Sole Trader Plus

Plan card MTD VAT reporting: Included
Plan card Flat-rate VAT: Included
Plan card Phone support: Included

Property Free

Plan card One property: Included
Plan card MTD filings: Included
Plan card No transaction limits: Included

Property

Plan card Multiple properties: Included
Plan card Bank feeds: Included
Plan card Business reporting: Included

Foreign Property Free

Plan card One overseas property: Included
Plan card MTD filings: Included
Plan card Income and expense records: Included

Foreign Property

Plan card Multiple overseas properties: Included
Plan card Bank feeds: Included
Plan card Unlimited users: Included

Small

Plan card Sales and purchases: Included
Plan card Full reporting: Included
Plan card Integrations and API: Included

Medium

Plan card MTD VAT submissions: Included
Plan card Purchase orders: Included
Plan card CIS reporting: Included

Large

Plan card Project accounting: Included
Plan card Multi-currency: Included
Plan card Fixed assets: Included

Xero

Early — default

Highlights Send quotes and 20 invoices†: Included
Highlights Accept online invoice payments^: Included
Highlights 5 bills: Included
Highlights Reconcile bank transactions: Included
Highlights Smart Document Capture: Included
Highlights View real-time reports: Included
Highlights W-9 + 1099 management: Included
Highlights Sales tax: Included
Highlights Visualize performance with basic graphs: Included
Highlights 30 day cash flow forecast: Included
Highlights Make online bill payments (Domestic - Free ACH): Included
Highlights Make online bill payments (Cross Border): Included

Growing — default

Highlights Everything in Early, plus:: Included
Highlights Send invoices and quotes: Included
Highlights Automate bill entry and track bills: Included
Highlights Auto-reconcile bank transactions: Included
Highlights Visualize performance with graphs: Included
Highlights 60 day cash flow forecast: Included
Highlights Customize performance dashboards: Included
Highlights Tailored financial health scorecards: Included

Established — default

Highlights Everything in Growing, plus:: Included
Highlights 180 day cash flow forecast: Included
Highlights Analyze KPIs and ratios: Included
Highlights Use multiple currencies: Included
Highlights Track time and costs for projects: Included
Highlights Employee expense and mileage claims: Included
Highlights Benchmark against the industry: Included
Highlights Make online bill payments (International): Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

Clear Books

August 27, 2026 Source
- Sole Trader Free: Free
- Sole Trader: GBP 5 monthly
- Sole Trader Plus: GBP 15 monthly
- Property Free: Free
- Property: GBP 5 monthly
- Foreign Property Free: Free
- Foreign Property: GBP 5 monthly
- Small: GBP 16 monthly · GBP 14.4 / month with annual commitment
- Medium: GBP 34 monthly · GBP 30.6 / month with annual commitment
- Large: GBP 44 monthly · GBP 39.6 / month with annual commitment

Xero

August 27, 2026 Source
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment