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BUSY vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

INR · US · source: busy.in

Plan Pricing Charged by Offer type
Express
Free

100% Free Billing & Accounting Free

Flat Standalone · Free
Start — BUSY Magic
INR 416.67 / month with annual commitment

₹5,000 /360 days

Flat · /360 days Standalone · Fixed
Smart — BUSY Magic Highlighted
INR 666.67 / month with annual commitment

₹8,000 /360 days

Flat · /360 days Standalone · Fixed
Power — BUSY Magic
INR 1000 / month with annual commitment

₹12,000 /360 days

Flat · /360 days Standalone · Fixed
Power+ — BUSY Magic
INR 4166.67 / month with annual commitment

₹50,000 /360 days

Flat · /360 days Standalone · Fixed

USD · US · source: www.xero.com

Plan Pricing Charged by Offer type
Early
USD 25 monthly

$2.50 per month for the first 6 months Then $25 per month

Flat · per month Standalone · Fixed
Growing
USD 55 monthly

$5.50 per month for the first 6 months Then $55 per month

Flat · per month Standalone · Fixed
Established Highlighted
USD 90 monthly

$9 per month for the first 6 months Then $90 per month

Flat · per month Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BUSY

Express

Accounting

Create Accounting Vouchers

Included

Billing & Invoicing

Invoices

Included

Accounting

Receipts, Inventory, JVs etc.

Included

Accounting

Multiple Companies

Included

Accounting

Multiple Financial Years

Included

MIS/Reports

MIS Reports

Included

Receivables & Payables

Ledgers, Receivables & Payables

Included

MIS/Reports

Sales / Inventory / Profitability Analysis

Included

Financial Statements

Financial Statements

Included

Financial Statements

P&L

Included

Financial Statements

Balance Sheet

Included

Mobile App

Mobile App

Excluded

Start — BUSY Magic

Billing & Invoicing

Tax-inclusive and MRP billing

Included

Billing & Invoicing

Multi-GST billing in a single invoice

Included

Inventory Management

FIFO-based stock aging and valuation

Included

Inventory Management

Item-level stock balance control

Included

Accounting & Finance

Ledger reconciliation and depreciation

Included

Accounting & Finance

Chart of accounts, P&L, and balance sheet

Included

Reports & Dashboard

Stock, sales, purchase, and other reports

Included

Security & Controls

User-definable Access Rights

Included

Support

Email / WhatsApp / Call

Included

Mobile App

Mobile App Lite

Included

Smart — BUSY Magic

Highlights

All START features

Included

GST & Compliance

GSTR-1 / IFF dashboard

Included

GST & Compliance

Create EWB + E-Invoice

upto 10,000

Limited

GST & Compliance

Check Party Return Status

Included

GST & Compliance

Download All GST Returns from Single Window

Included

GST & Compliance

E-way bill and E-invoice reports

Included

GST & Compliance

GST reconciliation and filing

Included

GST & Compliance

GSTIN and HSN validation

Included

GST & Compliance

Invoice Management System

Included

Billing & Invoicing

AI Voucher Scan

Included

Billing & Invoicing

Digital signature on invoices and reports

Included

Billing & Invoicing

Compound discounts and markups

Included

Billing & Invoicing

POS for fast billing

Included

Billing & Invoicing

Barcode scanning and QR code

Included

Inventory Management

MRP-wise stock management

Included

Inventory Management

Brand, size, colour, and parameterized item tracking

Included

Inventory Management

Multiple units per item categories

Included

Inventory Management

Warehouses, batch, serial number, and reorder level tracking

Included

Accounting & Finance

MSME audit report

Included

Accounting & Finance

Salesman / broker reports

Included

TDS

TDS Summary

Included

Data Security

User login scheduling

Included

Data Security

Bind data and users to selected computers

Included

Data Security

Audit trail

Included

Mobile App

Mobile App Lite

Included

Power — BUSY Magic

Highlights

All SMART features

Included

GST & Compliance

Manage multiple GSTINs in one company

Included

GST & Compliance

Create EWB + E-Invoice

upto 20,000

Limited

Data Security & Controls

Client / SQL support

Included

Support

Premium voice support

Included

Mobile App

Mobile App Lite

Included

Power+ — BUSY Magic

Highlights

All POWER features

Included

Higher Usage Limits

Users

10 users

Limited

Higher Usage Limits

Companies

150 companies

Limited

Higher Usage Limits

Create EWB + E-Invoice

upto 50,000

Limited

Support

Email, WhatsApp chat, and premium voice support

Included

Mobile App

Mobile App Lite

Included

Xero

Early

Features

Send quotes and invoices

Send quotes and 20 invoices

Limited

Features

Accept online invoice payments

Included

Features

Bills

5 bills

Limited

Features

Reconcile bank transactions

Included

Features

Smart Document Capture

Included

Features

View real-time reports

Included

Features

W-9 + 1099 management

Included

Features

Sales tax

Included

Features

Visualize performance with graphs

Basic

Limited

Features

Forecast cash flow

30 day forecast

Limited

Features

Make online bill payments (Domestic)

Free ACH

Included

Features

Make online bill payments (Cross Border)

Optional

Limited

Features

Budgets

3 budgets

Limited

Growing

Features

Send invoices and quotes

Included

Features

Accept online invoice payments

Included

Features

Automate bill entry and track bills

Included

Features

Auto-reconcile bank transactions

Included

Features

Smart Document Capture

Included

Features

View real-time reports

Included

Features

W-9 + 1099 management

Included

Features

Sales tax

Included

Features

Visualize performance with graphs

Included

Features

Forecast cash flow

60 day forecast

Included

Features

Make online bill payments (Domestic)

Free ACH

Included

Features

Make online bill payments (Cross Border)

Optional

Limited

Features

Customize performance dashboards

Included

Features

Tailored financial health scorecards

Included

Features

Budget with smart suggestions

Included

Established

Features

Send invoices and quotes

Included

Features

Accept online invoice payments

Included

Features

Automate bill entry and track bills

Included

Features

Auto-reconcile bank transactions

Included

Features

Smart Document Capture

Included

Features

View real-time reports

Included

Features

W-9 + 1099 management

Included

Features

Sales tax

Included

Features

Visualize performance with graphs

Included

Features

Forecast cash flow

180 day forecast

Included

Features

Make online bill payments (Domestic)

Free ACH

Included

Features

Make online bill payments (Cross Border)

Optional

Limited

Features

Customize performance dashboards

Included

Features

Tailored financial health scorecards

Included

Features

Analyze KPIs and ratios

Included

Features

Budget with smart suggestions

Included

Features

Use multiple currencies

Included

Features

Track time and costs for projects

Included

Features

Employee expense and mileage claims

Included

Features

Benchmark against the industry

Included

Features

Make online bill payments (International)

Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

BUSY

    • Express: Free
    • Start — BUSY Magic: INR 416.67 / month with annual commitment
    • Smart — BUSY Magic: INR 666.67 / month with annual commitment
    • Power — BUSY Magic: INR 1000 / month with annual commitment
    • Power+ — BUSY Magic: INR 4166.67 / month with annual commitment
    • START — BUSY Magic Start: INR 416.67 monthly · INR 416.67 / month with annual commitment
    • SMART — BUSY Magic Smart: INR 666.67 monthly · INR 666.67 / month with annual commitment

Xero

    • Early: USD 25 monthly
    • Growing: USD 55 monthly
    • Established: USD 90 monthly
    • Early — default: USD 25 monthly · USD 25 / month with annual commitment
    • Growing — default: USD 55 monthly · USD 55 / month with annual commitment
    • Established — default: USD 90 monthly · USD 90 / month with annual commitment