BUSY vs Xero

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BUSY

See full pricing history

INR · US · source: busy.in

Plan	Pricing	Charged by	Offer type
START — BUSY Magic Start	INR 416.67 monthly · INR 416.67 / month with annual commitment ₹5,000 /360 days	Other · /360 days	Standalone · Fixed
SMART — BUSY Magic Smart Highlighted	INR 666.67 monthly · INR 666.67 / month with annual commitment ₹8,000 /360 days	Other · /360 days	Standalone · Fixed

Xero

See full pricing history

USD · US · source: www.xero.com

Plan	Pricing	Charged by	Offer type
Early — default	USD 25 monthly · USD 25 / month with annual commitment Then $25 per month	Flat · per month	Standalone · Fixed
Growing — default	USD 55 monthly · USD 55 / month with annual commitment Then $55 per month	Flat · per month	Standalone · Fixed
Established — default Highlighted	USD 90 monthly · USD 90 / month with annual commitment Then $90 per month	Flat · per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BUSY

START — BUSY Magic Start

Highlights Billing & Invoicing: Tax-inclusive and MRP billing, Multi-GST billing in a single invoice

Included
Highlights Inventory Management: FIFO-based stock aging and valuation, Item-level stock balance control

Included
Highlights Accounting & Finance: Ledger reconciliation and depreciation, Chart of accounts, P&L, and balance sheet

Included
Highlights Reports & Dashboard: Stock, sales, purchase, and other reports

Included
Highlights Security & Controls: User-definable Access Rights

Included
Highlights Support: Email / WhatsApp / Call

Included

SMART — BUSY Magic Smart

Highlights Includes All START Features: Included
Highlights GST & Compliance: GSTR-1 / IFF dashboard, Create EWB + E-Invoice upto 10,000, Check Party Return Status, Download All GST Returns from Single Window, E-way bill and E-invoice reports, GST reconciliation and filing, GSTIN and HSN validation, Invoice Management System

Included
Highlights Billing & Invoicing: AI Voucher Scan, Digital signature on invoices and reports, Compound discounts and markups, POS for fast billing, Barcode scanning and QR code

Included
Highlights Inventory Management: MRP-wise stock management, Brand, size, colour, and parameterized item tracking, Multiple units per item categories, Warehouses, batch, serial number, and reorder level tracking

Included
Highlights Accounting & Finance: MSME audit report, Salesman / broker reports, TDS Summary

Included
Highlights Security & Controls: User login scheduling, Bind data and users to selected computers, Audit trail

Included

Xero

Early — default

Highlights Send quotes and 20 invoices†: Included
Highlights Accept online invoice payments^: Included
Highlights 5 bills: Included
Highlights Reconcile bank transactions: Included
Highlights Smart Document Capture: Included
Highlights View real-time reports: Included
Highlights W-9 + 1099 management: Included
Highlights Sales tax: Included
Highlights Visualize performance with basic graphs: Included
Highlights 30 day cash flow forecast: Included
Highlights Make online bill payments (Domestic - Free ACH): Included
Highlights Make online bill payments (Cross Border): Included

Growing — default

Highlights Everything in Early, plus:: Included
Highlights Send invoices and quotes: Included
Highlights Automate bill entry and track bills: Included
Highlights Auto-reconcile bank transactions: Included
Highlights Visualize performance with graphs: Included
Highlights 60 day cash flow forecast: Included
Highlights Customize performance dashboards: Included
Highlights Tailored financial health scorecards: Included

Established — default

Highlights Everything in Growing, plus:: Included
Highlights 180 day cash flow forecast: Included
Highlights Analyze KPIs and ratios: Included
Highlights Use multiple currencies: Included
Highlights Track time and costs for projects: Included
Highlights Employee expense and mileage claims: Included
Highlights Benchmark against the industry: Included
Highlights Make online bill payments (International): Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

BUSY

August 27, 2026 Source
- START — BUSY Magic Start: INR 416.67 monthly · INR 416.67 / month with annual commitment
- SMART — BUSY Magic Smart: INR 666.67 monthly · INR 666.67 / month with annual commitment

Xero

August 27, 2026 Source
- Early — default: USD 25 monthly · USD 25 / month with annual commitment
- Growing — default: USD 55 monthly · USD 55 / month with annual commitment
- Established — default: USD 90 monthly · USD 90 / month with annual commitment