BILL vs Wave

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Spend & Expense — standard	Free $0 user/ month	Unit · user/ month	Standalone · Free

Wave

See full pricing history

USD · US · source: www.waveapps.com

Plan	Pricing	Charged by	Offer type
STARTER Plan — default	Free $0	Flat · per month	Standalone · Free
PRO Plan — default Highlighted	USD 19 monthly · USD 15.833333 / month with annual commitment $19 USD/month Billed monthly PROMO: $19 $9.50 USD/month† Save $28.50 off your first 3 months $190 USD/year Billed annually	Flat · Billed monthly	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Spend & Expense — standard

Highlights Access credit lines from $1000-$5M: Included
Highlights Get as many physical and virtual cards as you need: Included
Highlights Access budgets with proactive spend controls: Included
Highlights Activate AI-powered touchless expense management: Included
Highlights Manage spend and expense from the mobile app: Included
Highlights Unlock real-time transaction tracking: Included
Highlights Reimburse employees easily: Included
Highlights AI-powered receipt capture, matching, and transaction coding: Included
Highlights Integrate with apps you use everyday: Included
Highlights Earn flexible rewards: Included
Highlights Access API and developer resources: Included

Wave

STARTER Plan — default

Highlights Create unlimited estimates, invoices, bills, and bookkeeping records: Included
Highlights Option to accept online payments: Included
Highlights Invoice on-the-go with the mobile app: Included
Highlights Manage cash flow and customers in one dashboard: Included

PRO Plan — default

Highlights Everything in Starter, plus...: Included
Highlights Option to accept online payments at a discounted rate: Included
Highlights Auto-import bank transactions: Included
Highlights Auto-merge and categorize bank transactions: Included
Highlights Digitally capture unlimited receipts and track expenses: Included
Highlights Automate late payment reminders: Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

BILL

August 27, 2026 Source
- Spend & Expense — standard: Free

Wave

August 27, 2026 Source
- STARTER Plan — default: Free
- PRO Plan — default: USD 19 monthly · USD 15.833333 / month with annual commitment