BILL vs Puzzle

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Spend & Expense — standard	Free $0 user/ month	Unit · user/ month	Standalone · Free

Puzzle

See full pricing history

USD · US · source: puzzle.io

Plan	Pricing	Charged by	Offer type
Starter	USD 30 monthly · USD 25 / month with annual commitment $30/month or $25/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Core	USD 72 monthly · USD 60 / month with annual commitment $72/month or $60/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Complete Highlighted	USD 120 monthly · USD 100 / month with annual commitment $120/month or $100/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Scale	USD 360 monthly · USD 300 / month with annual commitment Starting at $360/month or $300/month billed annually before temporary promotions	Flat · per month	Standalone · Starting at

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Spend & Expense — standard

Highlights Access credit lines from $1000-$5M: Included
Highlights Get as many physical and virtual cards as you need: Included
Highlights Access budgets with proactive spend controls: Included
Highlights Activate AI-powered touchless expense management: Included
Highlights Manage spend and expense from the mobile app: Included
Highlights Unlock real-time transaction tracking: Included
Highlights Reimburse employees easily: Included
Highlights AI-powered receipt capture, matching, and transaction coding: Included
Highlights Integrate with apps you use everyday: Included
Highlights Earn flexible rewards: Included
Highlights Access API and developer resources: Included

Puzzle

Starter

Plan card Users: 1

Included
Plan card Cash books: Included
Plan card AI categorization: Included

Core

Plan card Users: 5

Included
Plan card Accrual books: Included
Plan card Chat support: Included

Complete

Plan card Unlimited users: Included
Plan card White-glove migration: Included
Plan card Class tracking: Included

Scale

Plan card High-volume accounting: Included
Plan card Priority support: Included
Plan card AI credits: 300/month

Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

BILL

August 27, 2026 Source
- Spend & Expense — standard: Free

Puzzle

August 27, 2026 Source
- Starter: USD 30 monthly · USD 25 / month with annual commitment
- Core: USD 72 monthly · USD 60 / month with annual commitment
- Complete: USD 120 monthly · USD 100 / month with annual commitment
- Scale: USD 360 monthly · USD 300 / month with annual commitment