BILL vs Holded

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Essentials	USD 49 monthly $ 49 user/ month	Seat · user/ month	Standalone · Fixed
Team	USD 65 monthly $ 65 user/ month	Seat · user/ month	Standalone · Fixed
Corporate Highlighted	USD 89 monthly $ 89 user/ month	Seat · user/ month	Standalone · Fixed
Enterprise	Contact sales Custom Pricing	Seat	Standalone · Contact sales
Spend & Expense	Free $ 0 user/ month	Seat · user/ month	Standalone · Free

Holded

See full pricing history

EUR · US · source: www.holded.com

Plan	Pricing	Charged by	Offer type
Plus	EUR 15 monthly 15,00 € 7,50 €/ mo	Flat · / mo	Standalone · Fixed
Basic	EUR 29 monthly 29,00 € 14,50 € / mo -50% for 3 months	Flat · / mo	Standalone · Fixed
Standard Highlighted	EUR 59 monthly 59,00 € 29,50 € / mo -50% for 3 months	Flat · / mo	Standalone · Fixed
Advanced	EUR 99 monthly 99,00 € 49,50 € / mo -50% for 3 months	Flat · / mo	Standalone · Fixed
Premium	EUR 199 monthly 199,00 € 99,50 €/ mo	Flat · / mo	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Essentials

Accounts Payable Manually integrate with accounting software via CSV file import/export: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Set standard approval policies: Included
Accounts Payable Access 6 standard user roles: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Custom user roles: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Manually integrate with accounting software via CSV file import/export: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Automate payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Integrations QuickBooks Online, Pro, Premier: Via manual CSV import/export

Limited
Integrations Xero: Via manual CSV import/export

Limited
Integrations Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Excluded
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Team

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Access custom user roles: Included
Accounts Payable Set standard approval policies: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Procurement Set tolerance rules: Via Procurement add-on

Excluded
Procurement 2-way matching: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Corporate

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Connect with +4M vendors via the BILL network: Included
Accounts Payable Access unlimited document storage: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Set custom approval policies: Included
Accounts Payable Set custom user roles: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send single or recurring invoices: Included
Accounts Receivable Track payment status with ease: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Included
Procurement Create and send purchase orders: Included
Procurement Set tolerance rules: Included
Procurement 2-way matching: Included
Procurement Add unlimited Purchase Requesters for free: Included
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Enterprise

Highlights Includes all the features of the Corporate plan: Included
Integrations Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more: Included
Procurement Sync purchasing orders and automatic 2 and 3-way matching: Included
Extras Single Sign-On: Included
Extras Dual control: Included
Extras Multi-entity, multi-location accounting capabilities: Included
Extras API access: Included
Extras Priority support: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Payable Custom approval policies: Included
Accounts Payable Custom user roles: Included
Extras Premium phone support: Included

Spend & Expense

Product Features Get as many physical and virtual cards as you need: Included
Product Features Access budgets with proactive spend controls: Included
Product Features Activate AI-powered touchless expense management: Included
Product Features Manage spend and expense from the mobile app: Included
Product Features Unlock real-time transaction tracking: Included
Product Features Reimburse employees easily: Included
Product Features AI-powered receipt capture, matching, and transaction coding: Included
Product Features Integrate with apps you use everyday: Included
Product Features Earn flexible rewards: Included
Product Features Access API and developer resources: Included
What's included? Business Credit: $1000-$5M

Included
What's included? Spend Management: Included
What's included? Expense Management: Included

Holded

Plus

Invoicing Invoices per year: 250

Included
Invoicing Recurring invoices: 0

Limited
Treasury Connected banks: 1

Included

Basic

Highlights Users: 2

Included
Invoicing Invoices per year: 1,000

Included
Invoicing Recurring invoices: 10

Limited
Treasury Connected banks: 5

Included
Highlights Unlimited contacts: Included
Highlights Project profitability tracking: Included
Highlights Active reconciliation rules: 15

Included
Highlights Unlimited expense scanner: Included
Treasury Cash flow: Included
Highlights Recurring purchases: Included
Highlights IRPF tax models: Included

Standard

Highlights Users: 4

Included
Invoicing Invoices per year: 3,000

Included
Invoicing Recurring invoices: 100

Limited
Treasury Connected banks: Unlimited

Included
Highlights Auto accounting entries: Included
Highlights Advanced reports: Included
Highlights Active reconciliation rules: 50

Included
Highlights Analytical accounting: Included
Highlights Corporate tax: Included
Highlights SII integration: Included
Treasury Bank remittances: Included
Highlights Asset management: Included

Advanced

Highlights Users: 7

Included
Invoicing Invoices per year: 10,000

Included
Invoicing Recurring invoices: 300

Limited
Treasury Connected banks: Unlimited

Included
Highlights Custom user roles: Included
Highlights Custom fields: Included
Highlights Priority support: Included
Highlights Active reconciliation rules: 100

Included
Invoicing Payment reminders: Included

Premium

Invoicing Invoices per year: Unlimited

Included
Invoicing Recurring invoices: 1,000

Limited
Treasury Connected banks: Unlimited

Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

BILL

September 21, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 31, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 27, 2026
Official pricing page
- Spend & Expense — standard: Free

Holded

September 21, 2026
Official pricing page
- Plus: EUR 15 monthly
- Basic: EUR 29 monthly
- Standard: EUR 59 monthly
- Advanced: EUR 99 monthly
- Premium: EUR 199 monthly
September 10, 2026
Official pricing page
- Plus: EUR 15 monthly
- Basic: EUR 29 monthly
- Standard: EUR 59 monthly
- Advanced: EUR 99 monthly
- Premium: EUR 199 monthly