BILL vs Coconut

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

BILL

See full pricing history

USD · US · source: www.bill.com

Plan	Pricing	Charged by	Offer type
Essentials	USD 49 monthly $ 49 user/ month	Seat · user/ month	Standalone · Fixed
Team	USD 65 monthly $ 65 user/ month	Seat · user/ month	Standalone · Fixed
Corporate Highlighted	USD 89 monthly $ 89 user/ month	Seat · user/ month	Standalone · Fixed
Enterprise	Contact sales Custom Pricing	Seat	Standalone · Contact sales
Spend & Expense	Free $ 0 user/ month	Seat · user/ month	Standalone · Free

Coconut

See full pricing history

GBP · US · source: www.getcoconut.com

Plan	Pricing	Charged by	Offer type
MTD Bridging	GBP 4.17 / month with annual commitment £49.99 per year Monthly pricing not available	Flat · per year	Standalone · Fixed
MTD filing Highlighted	GBP 21.99 monthly · GBP 12.99 / month with annual commitment £12.99 per month Or £129.99 per year £21.99 per month Yearly Save over £100 Monthly	Flat · per month	Standalone · Fixed
+Self Assessment	GBP 10.83 / month with annual commitment £129.99 per year Save over £130	Flat · per year	Standalone · Fixed
Full	GBP 13.33 / month with annual commitment £159.99 per year Save over £130	Flat · per year	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

BILL

Essentials

Accounts Payable Manually integrate with accounting software via CSV file import/export: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Set standard approval policies: Included
Accounts Payable Access 6 standard user roles: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Custom user roles: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Manually integrate with accounting software via CSV file import/export: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Automate payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Integrations QuickBooks Online, Pro, Premier: Via manual CSV import/export

Limited
Integrations Xero: Via manual CSV import/export

Limited
Integrations Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Excluded
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Team

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automate approval workflows: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Securely connect with +4M vendors via the BILL network: Included
Accounts Payable Access custom user roles: Included
Accounts Payable Set standard approval policies: Excluded
Accounts Payable Custom approval policies: Excluded
Accounts Payable Get discounts for approver-only users: Excluded
Accounts Payable Unlimited document storage: Excluded
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send invoices flexibly: Included
Accounts Receivable Track invoices flexibly: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Via Procurement add-on

Excluded
Procurement Create and send purchase orders: Via Procurement add-on

Excluded
Procurement Set tolerance rules: Via Procurement add-on

Excluded
Procurement 2-way matching: Via Procurement add-on

Excluded
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Corporate

Accounts Payable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Payable Manage bills from a centralized inbox: Included
Accounts Payable Easily enter bills: Included
Accounts Payable Automatic W-9 collection and verification with the W-9 Agent: Included
Accounts Payable Automatic AI multi-line bill coding with the Invoice Coding Agent: Included
Accounts Payable Connect with +4M vendors via the BILL network: Included
Accounts Payable Access unlimited document storage: Included
Accounts Payable Pay by ACH, virtual card, credit card, and more: Included
Accounts Payable Set custom approval policies: Included
Accounts Payable Set custom user roles: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Receivable Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero: Included
Accounts Receivable Create professional, custom invoices: Included
Accounts Receivable Send single or recurring invoices: Included
Accounts Receivable Track payment status with ease: Included
Accounts Receivable Set up automated payment reminders: Included
Accounts Receivable Get paid by ACH and credit card: Included
Accounts Receivable Set auto-charge and auto-pay: Included
Procurement Easily create purchase requests: Included
Procurement Create and send purchase orders: Included
Procurement Set tolerance rules: Included
Procurement 2-way matching: Included
Procurement Add unlimited Purchase Requesters for free: Included
Extras API access: Excluded
Extras Single sign-on: Excluded
Extras Multi-entity, multi-location accounting capabilities: Excluded
Extras Dual control: Excluded
Extras Premium phone support: Excluded

Enterprise

Highlights Includes all the features of the Corporate plan: Included
Integrations Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more: Included
Procurement Sync purchasing orders and automatic 2 and 3-way matching: Included
Extras Single Sign-On: Included
Extras Dual control: Included
Extras Multi-entity, multi-location accounting capabilities: Included
Extras API access: Included
Extras Priority support: Included
Accounts Payable Get discounts for approver-only users: Included
Accounts Payable Custom approval policies: Included
Accounts Payable Custom user roles: Included
Extras Premium phone support: Included

Spend & Expense

Product Features Get as many physical and virtual cards as you need: Included
Product Features Access budgets with proactive spend controls: Included
Product Features Activate AI-powered touchless expense management: Included
Product Features Manage spend and expense from the mobile app: Included
Product Features Unlock real-time transaction tracking: Included
Product Features Reimburse employees easily: Included
Product Features AI-powered receipt capture, matching, and transaction coding: Included
Product Features Integrate with apps you use everyday: Included
Product Features Earn flexible rewards: Included
Product Features Access API and developer resources: Included
What's included? Business Credit: $1000-$5M

Included
What's included? Spend Management: Included
What's included? Expense Management: Included

Coconut

MTD Bridging

Key features Keep your spreadsheet and stay MTD compliant: Included
Key features Submit MTD quarterly updates directly to HMRC: Included
Key features Supports self-employment and property income: Included
Key features Multiple businesses and income sources: Included
Key features Download our ready-made MTD spreadsheet template: Included
Key features One click upload of the completed spreadsheet: Included
Key features No bookkeeping software required: Included
Key features UK-based AI & human support: Included

MTD filing

Key Features Send quarterly MTD updates to HMRC: Included
Key Features Includes your MTD Annual Submission (Year-End Declaration): Included
Key Features Dedicated MTD expert help: Included
Key Features In year tax estimates: Included
Key Features Automatic income and expense tracking: Included
Key Features Connect your bank in 30 seconds: Included
Key Features Expenses categorised for you: Included
Key Features HMRC recognised for MTD: Included
Key Features Never miss a tax deadline: Included
Key Features HMRC-ready digital records: Included
Key Features Self-employment tax estimate (SA103): Included
Key Features Property income prep (SA105): Included
Key Features Clear guidance on claimable expenses: Included
Key Features Snap and store receipts instantly: Included
Key Features Attach receipts to transactions: Included
Key Features Automatic bank transaction imports: Included
Key Features Unlimited professional invoices: Included
Key Features PayPal income automatically imported: Included
Key Features Invite your accountant anytime: Included
Key Features Instant profit and loss report: Included
Key Features Mobile app (iOS & Android): Included
Key Features Access from any web browser: Included
Key Features Secure bank-level encryption: Included
Key Features Real-time profit overview: Included
Key Features Multiple income streams: Included

+Self Assessment

Key features Everything in Bookkeeping, plus: Included
Key features Submit Self Assessment direct to HMRC: Included
Key features Built-in tax saving suggestions: Included
Key features All tax forms supported: Included

Full

Key features Everything in Bookkeeping, MTD & Self Assessment: Included
Key features Submit Self Assessment direct to HMRC: Included
Key features Send quarterly MTD updates to HMRC: Included
Key features Submit your MTD year-end return: Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

BILL

September 21, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 31, 2026
Official pricing page
- Essentials: USD 49 monthly
- Team: USD 65 monthly
- Corporate: USD 89 monthly
- Enterprise: Contact sales
- Spend & Expense: Free
August 27, 2026
Official pricing page
- Spend & Expense — standard: Free

Coconut

September 21, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 21.99 monthly · GBP 12.99 / month with annual commitment
- +Self Assessment: GBP 10.83 / month with annual commitment
- Full: GBP 13.33 / month with annual commitment
August 27, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment
- Self Assessment: GBP 10.83 / month with annual commitment
- Full: GBP 13.33 / month with annual commitment
August 27, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment