Puzzle vs Wave

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Puzzle

See full pricing history

USD · US · source: puzzle.io

Plan	Pricing	Charged by	Offer type
Starter	USD 30 monthly · USD 25 / month with annual commitment $30/month or $25/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Core	USD 72 monthly · USD 60 / month with annual commitment $72/month or $60/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Complete Highlighted	USD 120 monthly · USD 100 / month with annual commitment $120/month or $100/month billed annually before temporary promotions	Flat · per month	Standalone · Fixed
Scale	USD 360 monthly · USD 300 / month with annual commitment Starting at $360/month or $300/month billed annually before temporary promotions	Flat · per month	Standalone · Starting at

Wave

See full pricing history

USD · US · source: www.waveapps.com

Plan	Pricing	Charged by	Offer type
STARTER Plan — default	Free $0	Flat · per month	Standalone · Free
PRO Plan — default Highlighted	USD 19 monthly · USD 15.833333 / month with annual commitment $19 USD/month Billed monthly PROMO: $19 $9.50 USD/month† Save $28.50 off your first 3 months $190 USD/year Billed annually	Flat · Billed monthly	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Puzzle

Starter

Plan card Users: 1

Included
Plan card Cash books: Included
Plan card AI categorization: Included

Core

Plan card Users: 5

Included
Plan card Accrual books: Included
Plan card Chat support: Included

Complete

Plan card Unlimited users: Included
Plan card White-glove migration: Included
Plan card Class tracking: Included

Scale

Plan card High-volume accounting: Included
Plan card Priority support: Included
Plan card AI credits: 300/month

Included

Wave

STARTER Plan — default

Highlights Create unlimited estimates, invoices, bills, and bookkeeping records: Included
Highlights Option to accept online payments: Included
Highlights Invoice on-the-go with the mobile app: Included
Highlights Manage cash flow and customers in one dashboard: Included

PRO Plan — default

Highlights Everything in Starter, plus...: Included
Highlights Option to accept online payments at a discounted rate: Included
Highlights Auto-import bank transactions: Included
Highlights Auto-merge and categorize bank transactions: Included
Highlights Digitally capture unlimited receipts and track expenses: Included
Highlights Automate late payment reminders: Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

Puzzle

August 27, 2026 Source
- Starter: USD 30 monthly · USD 25 / month with annual commitment
- Core: USD 72 monthly · USD 60 / month with annual commitment
- Complete: USD 120 monthly · USD 100 / month with annual commitment
- Scale: USD 360 monthly · USD 300 / month with annual commitment

Wave

August 27, 2026 Source
- STARTER Plan — default: Free
- PRO Plan — default: USD 19 monthly · USD 15.833333 / month with annual commitment