PayWhirl vs Schematic

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

PayWhirl

See full pricing history

USD · US · source: paywhirl.com

Plan	Pricing	Charged by	Offer type
Starter	USD 0 monthly $0/month plus 3% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Pro	USD 9 monthly $9/month plus 2% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Traction	USD 29 monthly $29/month plus 1.5% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Scale	USD 149 monthly $149/month plus 0.75% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Enterprise	Contact sales Custom pricing; contact sales	Flat · per month	Standalone · Contact sales

Schematic

See full pricing history

USD · US · source: schematichq.com

Plan	Pricing	Charged by	Offer type
Starter	Free Free	Flat	Standalone · Free
Growth	USD 400 monthly $400/mo	Flat · /mo	Standalone · Fixed
Enterprise	Contact sales Talk to us	Other · billing volume or a flat rate	Standalone · Contact sales

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

PayWhirl

Starter

Plan card Subscription billing: Included
Plan card Customer portal: Included
Plan card Payment retries: Included

Pro

Plan card Lower transaction fee: Included
Plan card Subscription tools: Included
Plan card Customer portal: Included

Traction

Plan card Automation: Included
Plan card Integrations: Included
Plan card Advanced workflows: Included

Scale

Plan card Advanced reporting: Included
Plan card Priority support: Included
Plan card High-volume subscriptions: Included

Enterprise

Plan card More than $5 million annual processing: Included
Plan card Volume discounts: Included
Plan card Custom transaction pricing: Included

Schematic

Starter

Highlights Platform: Included
Highlights Billing volume: up to $5K/mo

Limited
Highlights Custom plans: 2

Limited
Highlights Support: Email

Included

Growth

Highlights Custom plans: 15

Limited
Highlights Overrides: 20

Limited
Highlights Customers: Unlimited

Included
Highlights Support: Private Slack

Included

Enterprise

Highlights Custom plans: Unlimited

Included
Highlights Overrides: Unlimited

Included
Highlights Audit log retention: Longer

Included
Highlights Role-based access control: Included
Highlights Non-production environments: Unlimited

Included
Highlights SLAs: Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

PayWhirl

August 27, 2026
Official pricing page
- Starter: USD 0 monthly
- Pro: USD 9 monthly
- Traction: USD 29 monthly
- Scale: USD 149 monthly
- Enterprise: Contact sales

Schematic

September 21, 2026
Official pricing page
- Starter: Free
- Growth: USD 400 monthly
- Enterprise: Contact sales
August 31, 2026
Official pricing page
- Starter: Free
- Growth: USD 400 monthly
- Enterprise: Contact sales
August 27, 2026
Official pricing page
- Starter — Free: Free
- Growth — Paid: USD 400 monthly · USD 400 / month with annual commitment