PayWhirl vs Schematic

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

PayWhirl

See full pricing history

USD · US · source: paywhirl.com

Plan	Pricing	Charged by	Offer type
Starter	USD 0 monthly $0/month plus 3% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Pro	USD 9 monthly $9/month plus 2% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Traction	USD 29 monthly $29/month plus 1.5% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Scale	USD 149 monthly $149/month plus 0.75% per transaction	Flat · monthly base plus transaction fee	Standalone · Usage based
Enterprise	Contact sales Custom pricing; contact sales	Flat · per month	Standalone · Contact sales

Schematic

See full pricing history

USD · US · source: schematichq.com

Plan	Pricing	Charged by	Offer type
Starter — Free	Free The whole platform, up to $5K/mo in billing volume, with email support and a limit of 2 custom plans.	Flat · monthly billing volume up to $5K/mo	Standalone · Free
Growth — Paid Highlighted	USD 400 monthly · USD 400 / month with annual commitment $400/mo Unlimited custom plans and customers, plus a dedicated billing engineer in a private Slack channel.	Flat · $400/mo	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

PayWhirl

Starter

Plan card Subscription billing: Included
Plan card Customer portal: Included
Plan card Payment retries: Included

Pro

Plan card Lower transaction fee: Included
Plan card Subscription tools: Included
Plan card Customer portal: Included

Traction

Plan card Automation: Included
Plan card Integrations: Included
Plan card Advanced workflows: Included

Scale

Plan card Advanced reporting: Included
Plan card Priority support: Included
Plan card High-volume subscriptions: Included

Enterprise

Plan card More than $5 million annual processing: Included
Plan card Volume discounts: Included
Plan card Custom transaction pricing: Included

Schematic

Starter — Free

Highlights Billing volume cap: up to $5K/mo

Included
Highlights Support: Email support

Included
Highlights Custom plans: Limit of 2 custom plans

Included

Growth — Paid

Highlights Custom plans: Unlimited

Included
Highlights Customers: Unlimited

Included
Highlights Support: Dedicated billing engineer in a private Slack channel

Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

PayWhirl

August 27, 2026 Source
- Starter: USD 0 monthly
- Pro: USD 9 monthly
- Traction: USD 29 monthly
- Scale: USD 149 monthly
- Enterprise: Contact sales

Schematic

August 27, 2026 Source
- Starter — Free: Free
- Growth — Paid: USD 400 monthly · USD 400 / month with annual commitment