Creem vs Schematic

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Creem

See full pricing history

USD · US · source: www.creem.io

Plan	Pricing	Charged by	Offer type
Pay as you go Highlighted	USD 0 per successful transaction · 3.9% of successful transaction 3.9% + $0.40 per successful transaction. Monthly fees $0. Setup fees $0. The fixed fee is $0.40 USD.	Usage · per successful transaction	Standalone · Usage based
Partner	Contact sales Custom pricing. Lower transaction fees for your business.	Usage	Standalone · Contact sales

Schematic

See full pricing history

USD · US · source: schematichq.com

Plan	Pricing	Charged by	Offer type
Starter	Free Free	Flat	Standalone · Free
Growth	USD 400 monthly $400/mo	Flat · /mo	Standalone · Fixed
Enterprise	Contact sales Talk to us	Other · billing volume or a flat rate	Standalone · Contact sales

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Creem

Pay as you go

Taxes & invoicing Automatic VAT, GST, and sales tax collection and remittance: 50+ countries

Included
Taxes & invoicing Professional invoices: Included
Revenue splits & payouts Revenue splits: Included
Revenue splits & payouts Payouts: Included
Payments & protection Payment methods: Included
Payments & protection Fraud detection and chargeback protection: Included
Also built in Credit wallets: Included
Also built in Usage-based billing: Included
Also built in Custom meters: Included
Also built in API, SDKs, CLI & webhooks: Included
Also built in Multi-currency support: Included
Also built in Subscription management: Included
Also built in No international card fees: Included
Also built in Stablecoin payouts: Included

Partner

Highlights Lower transaction fees: Included
Highlights Dedicated payments support: Included
Highlights Card issuing: Included

Schematic

Starter

Highlights Platform: Included
Highlights Billing volume: up to $5K/mo

Limited
Highlights Custom plans: 2

Limited
Highlights Support: Email

Included

Growth

Highlights Custom plans: 15

Limited
Highlights Overrides: 20

Limited
Highlights Customers: Unlimited

Included
Highlights Support: Private Slack

Included

Enterprise

Highlights Custom plans: Unlimited

Included
Highlights Overrides: Unlimited

Included
Highlights Audit log retention: Longer

Included
Highlights Role-based access control: Included
Highlights Non-production environments: Unlimited

Included
Highlights SLAs: Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

Creem

September 21, 2026
Official pricing page
- Pay as you go: USD 0 per successful transaction · 3.9% of successful transaction
- Partner: Contact sales
August 27, 2026
Official pricing page
- Standard: USD 0.4 monthly

Schematic

September 21, 2026
Official pricing page
- Starter: Free
- Growth: USD 400 monthly
- Enterprise: Contact sales
August 31, 2026
Official pricing page
- Starter: Free
- Growth: USD 400 monthly
- Enterprise: Contact sales
August 27, 2026
Official pricing page
- Starter — Free: Free
- Growth — Paid: USD 400 monthly · USD 400 / month with annual commitment