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Coconut vs IRIS KashFlow Accounting

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

GBP · US · source: www.getcoconut.com

Plan Pricing Charged by Offer type
MTD Bridging
GBP 4.17 / month with annual commitment

£49.99 per year Monthly pricing not available

Flat · per year Standalone · Fixed
MTD filing Highlighted
GBP 21.99 monthly · GBP 12.99 / month with annual commitment

£12.99 per month Or £129.99 per year £21.99 per month Yearly Save over £100 Monthly

Flat · per month Standalone · Fixed
+Self Assessment
GBP 10.83 / month with annual commitment

£129.99 per year Save over £130

Flat · per year Standalone · Fixed
Full
GBP 13.33 / month with annual commitment

£159.99 per year Save over £130

Flat · per year Standalone · Fixed

IRIS KashFlow Accounting

GBP · US · source: www.kashflow.com

Plan Pricing Charged by Offer type
Starter — Monthly
GBP 13.5 monthly · GBP 1.35 / month with annual commitment

£1.35 /per month (save £72.90 over 6 months) Get 90% off for 6 months.

Flat · per month Standalone · Fixed
Business Recommended — Monthly Highlighted
GBP 27.5 monthly · GBP 2.75 / month with annual commitment

£2.75 /per month (save £148.50 over 6 months) Get 90% off for 6 months.

Flat · per month Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Coconut

MTD Bridging

Key features

Keep your spreadsheet and stay MTD compliant

Included

Key features

Submit MTD quarterly updates directly to HMRC

Included

Key features

Supports self-employment and property income

Included

Key features

Multiple businesses and income sources

Included

Key features

Download our ready-made MTD spreadsheet template

Included

Key features

One click upload of the completed spreadsheet

Included

Key features

No bookkeeping software required

Included

Key features

UK-based AI & human support

Included

MTD filing

Key Features

Send quarterly MTD updates to HMRC

Included

Key Features

Includes your MTD Annual Submission (Year-End Declaration)

Included

Key Features

Dedicated MTD expert help

Included

Key Features

In year tax estimates

Included

Key Features

Automatic income and expense tracking

Included

Key Features

Connect your bank in 30 seconds

Included

Key Features

Expenses categorised for you

Included

Key Features

HMRC recognised for MTD

Included

Key Features

Never miss a tax deadline

Included

Key Features

HMRC-ready digital records

Included

Key Features

Self-employment tax estimate (SA103)

Included

Key Features

Property income prep (SA105)

Included

Key Features

Clear guidance on claimable expenses

Included

Key Features

Snap and store receipts instantly

Included

Key Features

Attach receipts to transactions

Included

Key Features

Automatic bank transaction imports

Included

Key Features

Unlimited professional invoices

Included

Key Features

PayPal income automatically imported

Included

Key Features

Invite your accountant anytime

Included

Key Features

Instant profit and loss report

Included

Key Features

Mobile app (iOS & Android)

Included

Key Features

Access from any web browser

Included

Key Features

Secure bank-level encryption

Included

Key Features

Real-time profit overview

Included

Key Features

Multiple income streams

Included

+Self Assessment

Key features

Everything in Bookkeeping, plus

Included

Key features

Submit Self Assessment direct to HMRC

Included

Key features

Built-in tax saving suggestions

Included

Key features

All tax forms supported

Included

Full

Key features

Everything in Bookkeeping, MTD & Self Assessment

Included

Key features

Submit Self Assessment direct to HMRC

Included

Key features

Send quarterly MTD updates to HMRC

Included

Key features

Submit your MTD year-end return

Included

IRIS KashFlow Accounting

Starter — Monthly

Highlights

Quotes

unlimited

Included

Highlights

Invoices

10 invoices

Included

Highlights

Bank transactions reconciliation

up to 25

Included

Highlights

Users

Single User

Included

Highlights

Manage and submit VAT online

Included

Highlights

Bank Feeds

Included

Highlights

Mobile App

Free

Included

Highlights

Reports

Access to over 50 reports

Included

Highlights

Customisable dashboard

Included

Highlights

Manage purchases & expenses

Included

Highlights

Track Mileage

Included

Highlights

Schedule customer statements

Included

Highlights

IRIS Pay

Included

Highlights

Customer Credit Limits

Included

Highlights

Receipt Capture

Included

Highlights

Multi-currency

Included

Highlights

Repeat invoices & purchases

Included

Highlights

Payroll

up to 5 employees

Included

Business Recommended — Monthly

Highlights

Quotes

unlimited

Included

Highlights

Invoices

unlimited

Included

Highlights

Bank transactions reconciliation

unlimited

Included

Highlights

Users

Multi-User

Included

Highlights

Manage and submit VAT online

Included

Highlights

Bank Feeds

Included

Highlights

Mobile App

Free

Included

Highlights

Reports

Access to over 50 reports

Included

Highlights

Customisable dashboard

Included

Highlights

Manage purchases & expenses

Included

Highlights

Track Mileage

Included

Highlights

Multi-currency

Included

Highlights

Repeat invoices & purchases

Included

Highlights

Schedule customer statements

Included

Highlights

IRIS Pay

Included

Highlights

Customer Credit Limits

Included

Highlights

Receipt Capture

Included

Highlights

Payroll

up to 5 employees

Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

Coconut

    • MTD Bridging: GBP 4.17 / month with annual commitment
    • MTD filing: GBP 21.99 monthly · GBP 12.99 / month with annual commitment
    • +Self Assessment: GBP 10.83 / month with annual commitment
    • Full: GBP 13.33 / month with annual commitment
    • MTD Bridging: GBP 4.17 / month with annual commitment
    • MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment
    • Self Assessment: GBP 10.83 / month with annual commitment
    • Full: GBP 13.33 / month with annual commitment
    • MTD Bridging: GBP 4.17 / month with annual commitment
    • MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment

IRIS KashFlow Accounting

    • Starter — Monthly: GBP 13.5 monthly · GBP 1.35 / month with annual commitment
    • Business Recommended — Monthly: GBP 27.5 monthly · GBP 2.75 / month with annual commitment