Coconut vs FreshBooks

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Coconut

See full pricing history

GBP · US · source: www.getcoconut.com

Plan	Pricing	Charged by	Offer type
MTD Bridging	GBP 4.17 / month with annual commitment £49.99 per year Monthly pricing not available	Flat · per year	Standalone · Fixed
MTD filing Highlighted	GBP 21.99 monthly · GBP 12.99 / month with annual commitment £12.99 per month Or £129.99 per year £21.99 per month Yearly Save over £100 Monthly	Flat · per month	Standalone · Fixed
+Self Assessment	GBP 10.83 / month with annual commitment £129.99 per year Save over £130	Flat · per year	Standalone · Fixed
Full	GBP 13.33 / month with annual commitment £159.99 per year Save over £130	Flat · per year	Standalone · Fixed

FreshBooks

See full pricing history

USD · US · source: www.freshbooks.com

Plan	Pricing	Charged by	Offer type
Lite Highlighted	USD 23 monthly $1.00 USD/mo for one year Was $23.00 \| Save $22.00 $23.00 USD/mo	Flat · USD/mo	Standalone · Fixed
Plus	USD 43 monthly $8.60 USD/mo 80% Off for 3 Months Was $43.00 \| Save $103.20 $43.00 USD/mo	Flat · USD/mo	Standalone · Fixed
Premium	USD 70 monthly $14.00 USD/mo 80% Off for 3 Months Was $70.00 \| Save $168.00 $70.00 USD/mo	Flat · USD/mo	Standalone · Fixed
Select	Contact sales Let's Talk	Flat	Standalone · Contact sales

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Coconut

MTD Bridging

Key features Keep your spreadsheet and stay MTD compliant: Included
Key features Submit MTD quarterly updates directly to HMRC: Included
Key features Supports self-employment and property income: Included
Key features Multiple businesses and income sources: Included
Key features Download our ready-made MTD spreadsheet template: Included
Key features One click upload of the completed spreadsheet: Included
Key features No bookkeeping software required: Included
Key features UK-based AI & human support: Included

MTD filing

Key Features Send quarterly MTD updates to HMRC: Included
Key Features Includes your MTD Annual Submission (Year-End Declaration): Included
Key Features Dedicated MTD expert help: Included
Key Features In year tax estimates: Included
Key Features Automatic income and expense tracking: Included
Key Features Connect your bank in 30 seconds: Included
Key Features Expenses categorised for you: Included
Key Features HMRC recognised for MTD: Included
Key Features Never miss a tax deadline: Included
Key Features HMRC-ready digital records: Included
Key Features Self-employment tax estimate (SA103): Included
Key Features Property income prep (SA105): Included
Key Features Clear guidance on claimable expenses: Included
Key Features Snap and store receipts instantly: Included
Key Features Attach receipts to transactions: Included
Key Features Automatic bank transaction imports: Included
Key Features Unlimited professional invoices: Included
Key Features PayPal income automatically imported: Included
Key Features Invite your accountant anytime: Included
Key Features Instant profit and loss report: Included
Key Features Mobile app (iOS & Android): Included
Key Features Access from any web browser: Included
Key Features Secure bank-level encryption: Included
Key Features Real-time profit overview: Included
Key Features Multiple income streams: Included

+Self Assessment

Key features Everything in Bookkeeping, plus: Included
Key features Submit Self Assessment direct to HMRC: Included
Key features Built-in tax saving suggestions: Included
Key features All tax forms supported: Included

Full

Key features Everything in Bookkeeping, MTD & Self Assessment: Included
Key features Submit Self Assessment direct to HMRC: Included
Key features Send quarterly MTD updates to HMRC: Included
Key features Submit your MTD year-end return: Included

FreshBooks

Lite

Track And Organize Client Info Billable Clients: 5 Clients

Limited
Managing Your Business Track expenses in real time: Included
Billing Solutions Create and send estimates: Included
Client Payment Options Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Managing Your Business Generate tax-time reports: Included
Billing Solutions Proposals and client retainers: Excluded
Managing Your Business Run financial and accounting reports: Excluded
Managing Your Business Expense receipt scanning: Excluded
Managing Your Business Accountant access: Excluded
Managing Your Business Project profitability: Excluded
Track And Organize Client Info Customize email templates: Excluded
Track And Organize Client Info Remove FreshBooks branding: Excluded

Plus

Track And Organize Client Info Billable Clients: 50 Clients

Limited
Managing Your Business Track expenses in real time: Included
Billing Solutions Create estimates, proposals, and client retainers: Included
Client Payment Options Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Managing Your Business Generate tax-time reports: Included
Managing Your Business Run financial and accounting reports: Included
Managing Your Business Expense receipt scanning: Included
Managing Your Business Give your accountant access: Included
Managing Your Business Project profitability: Excluded
Track And Organize Client Info Customize email templates: Excluded
Track And Organize Client Info Remove FreshBooks branding: Excluded

Premium

Track And Organize Client Info Billable Clients: Unlimited

Included
Managing Your Business Track expenses in real time: Included
Billing Solutions Create estimates, proposals, and client retainers: Included
Client Payment Options Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later: Included
Managing Your Business Generate tax-time reports: Included
Managing Your Business Run financial and accounting reports: Included
Managing Your Business Bill receipt scanning with the ability to add line items: Included
Managing Your Business Give your accountant access: Included
Managing Your Business Check project profitability: Included
Track And Organize Client Info Customize your email templates: Included
Track And Organize Client Info Remove FreshBooks branding: Excluded
Managing Your Business Dedicated phone support: Excluded

Select

Track And Organize Client Info Billable Clients: Unlimited

Included
Managing Your Business Track expenses in real time: Included
Billing Solutions Create estimates, proposals, and client retainers: Included
Client Payment Options Access lower credit card transaction fees and capped bank transfer (ACH) fees: Included
Managing Your Business Generate tax-time reports: Included
Managing Your Business Run financial and accounting reports: Included
Managing Your Business Bill receipt scanning with automatic capture of multi-line items: Included
Managing Your Business Give your accountant access: Included
Managing Your Business Check project profitability: Included
Track And Organize Client Info Customize email templates and remove FreshBooks branding: Included
Managing Your Business Import your data via Easy Switch: Included
Managing Your Business Dedicated phone support: Included
Add-ons 2 Team Member accounts included: 2

Included
Add-ons Advanced Payments: Included

Included

How their prices changed

Each date shows when a public price was observed, not when it took effect. An archived region or currency can differ, so a currency change is not necessarily a price increase.

Coconut

September 21, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 21.99 monthly · GBP 12.99 / month with annual commitment
- +Self Assessment: GBP 10.83 / month with annual commitment
- Full: GBP 13.33 / month with annual commitment
August 27, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment
- Self Assessment: GBP 10.83 / month with annual commitment
- Full: GBP 13.33 / month with annual commitment
August 27, 2026
Official pricing page
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment

FreshBooks

September 21, 2026
Official pricing page
- Lite: USD 23 monthly
- Plus: USD 43 monthly
- Premium: USD 70 monthly
- Select: Contact sales
August 31, 2026
Official pricing page
- Lite: USD 23 monthly
- Plus: USD 43 monthly
- Premium: USD 70 monthly
- Select: Contact sales
August 27, 2026
Official pricing page
- Lite — standard: USD 23 monthly · USD 23 / month with annual commitment
- Plus — standard: USD 43 monthly · USD 43 / month with annual commitment
- Premium — standard: USD 70 monthly · USD 70 / month with annual commitment