Coconut vs Digits

See how their public offers line up before you choose your own position. Prices stay in the currency, billing schedule, and charged unit each vendor publishes.

Coconut

See full pricing history

GBP · US · source: www.getcoconut.com

Plan	Pricing	Charged by	Offer type
MTD Bridging	GBP 4.17 / month with annual commitment £49.99 per year Monthly pricing not available	Flat · per year	Standalone · Fixed
MTD filing Highlighted	GBP 12.99 monthly · GBP 10.83 / month with annual commitment £12.99 per month Or £129.99 per year	Flat · per month	Standalone · Fixed
Self Assessment	GBP 10.83 / month with annual commitment £129.99 per year Save over £130	Flat · per year	Standalone · Fixed
Full	GBP 13.33 / month with annual commitment £159.99 per year Save over £130	Flat · per year	Bundle · Fixed

Digits

See full pricing history

USD · US · source: digits.com

Plan	Pricing	Charged by	Offer type
Essentials — Solopreneurs and early-stage businesses	USD 65 monthly · USD 65 / month with annual commitment $ 65 /mo	Flat · per client, per month	Standalone · Fixed
Core — Small businesses and growing companies Highlighted	USD 100 monthly · USD 100 / month with annual commitment $ 100 /mo	Flat · per client, per month	Standalone · Fixed

What each plan includes

Feature names follow each vendor’s own pricing page, so verify the wording before treating them as exact equivalents.

Coconut

MTD Bridging

Key features Keep your spreadsheet and stay MTD compliant: Included
Key features Submit MTD quarterly updates directly to HMRC: Included
Key features Supports self-employment and property income: Included
Key features Multiple businesses and income sources: Included
Highlights Download our ready-made MTD spreadsheet template: Included
Highlights One click upload of the completed spreadsheet: Included
Highlights No bookkeeping software required: Included
Highlights UK-based AI & human support: Included

MTD filing

Key Features Send quarterly MTD updates to HMRC: Included
Key Features Includes your MTD Annual Submission (Year-End Declaration): Included
Key Features Dedicated MTD expert help: Included
Key Features In year tax estimates: Included
Key Features Automatic income and expense tracking: Included
Key Features Connect your bank in 30 seconds: Included
Key Features Expenses categorised for you: Included
Key Features HMRC recognised for MTD: Included

Self Assessment

Key features Submit Self Assessment direct to HMRC: Included
Key features Built-in tax saving suggestions: Included
All tax forms supported Basic tax return (SA100): Included
All tax forms supported Employment income (SA102): Included
All tax forms supported Self-employment income (SA103): Included
All tax forms supported Partnerships (SA104): Included
All tax forms supported Property income (SA105): Included
All tax forms supported Foreign income (SA106): Included
All tax forms supported Trust income (SA107): Included
All tax forms supported Capital gains (SA108): Included
All tax forms supported Residency status (SA109): Included

Full

Key features Submit Self Assessment direct to HMRC: Included
Key features Send quarterly MTD updates to HMRC: Included
Key features Submit your MTD year-end return: Included

Digits

Essentials — Solopreneurs and early-stage businesses

Highlights Live Dashboards & Financials: Included
Highlights Invoicing & Bill Pay: Included
Highlights 24/7 AI Bookkeeping & Reconciliation: Included
Highlights Ask Digits: Included
Highlights Vendor & Customer Tracking: Included
Highlights Banking & Payroll Integrations: Included
Highlights Revenue & Spend Integrations: Included
Highlights Developer API & MCP: Included
Highlights Digits Mobile: Included

Core — Small businesses and growing companies

Highlights Custom Dashboards: Included
Highlights All Essentials features: Included

How their prices changed

Each dated row shows the public prices observed when that vendor’s pricing page changed.

Coconut

August 27, 2026 Source
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment
- Self Assessment: GBP 10.83 / month with annual commitment
- Full: GBP 13.33 / month with annual commitment
August 27, 2026 Source
- MTD Bridging: GBP 4.17 / month with annual commitment
- MTD filing: GBP 12.99 monthly · GBP 10.83 / month with annual commitment

Digits

August 27, 2026 Source
- Essentials — Solopreneurs and early-stage businesses: USD 65 monthly · USD 65 / month with annual commitment
- Core — Small businesses and growing companies: USD 100 monthly · USD 100 / month with annual commitment